Texas Bus Accident Lawyers

Thursday, July 28, 2022

Every year in Texas, thousands of people are killed or seriously injured in Texas bus accidents. Tragically, many of these accidents are the result of negligent, reckless Charter bus and Tour bus drivers and their employers. Whether you are a passenger on a Charter bus, Tour bus or in a motor vehicle or pedestrian, you entrust the bus driver and bus company with your loved ones’ safety and well being. An accident caused by a bus company is among the last thing you would expect. Yet, when a bus accident happens, the consequences can be significant, both emotionally and financially. Our legal system has in place a mechanism to ensure that the costs of bus crashes are borne by those at fault. Experienced Texas bus accident lawyers can help you determine if you have a valid claim for your injuries, and, if so, how to maximize the recovery from all negligent parties.

Bus Accident Statistics

Buses are often thought of as a safe alternative to flying for large groups traveling across the country, in the state of Texas, or even just across town.  But the number of deadly Texas bus accidents in the news are proof that travel by bus is not always guaranteed to be safe. In each of the years from 1990 to 2001, there were between 50,000 and 63,000 bus crashes in the United States. Between 1991 and 2004  somewhere between 15,000 and 21,000. In 2015, 4,311 buses were involved in fatal crashes. The National Highway Traffic Safety Administration estimates that between 2000 and 2007, 1,093 fatal bus accidents have occurred, resulting in 1,315 fatalities and 3,471 injuries. This translates to about 137 bus-crash related fatalities a year. The number of people injured because of careless bus drivers and bus companies is much higher.

Cases of Tour Bus and Charter Bus Accidents

 There are many reasons why a bus may get into an accident. Some of the most common reasons include:

  • Negligence on the part of the bus driver
  • Negligence on the part of the driver of another vehicle
  • Speeding
  • Alcohol or drug Use
  • Sleep deprivation
  • Mechanical problems
  • Improper maintenance
  • Distracted driving such as cell phone use
  • Inadequate training
  • Inadequate supervision

 Common Tour Bus and Charter Bus Accident Injuries

 Some of the most common injuries individuals sustain when involved in a bus accident include:

  • Whiplash and spinal cord injuries
  • Fractures
  • Sprains to the muscles
  • Brain injuries
  • Trauma to the head
  • Paralysis
  • Crushing injuries
  • Damage to nerves
  • Internal injuries
  • Cuts, bruises and burns

 What Damages Can I Recover After a Charter or Tour Bus Accident?

One of the most common questions asked of a Chart bus or Tour Bus accident attorney after a bus accident is in regard to what damages can be recovered. If you or a family member has been injured in a Charter Bus or Tour bus accident, you may have a claim against the driver of the bus, bus company and other third parties for:

  • Medical expenses
  • Lost wages
  • Impairment of earning capacity
  • Life care expenses
  • Vocational rehabilitation
  • Pain and suffering
  • Loss of consortium (the services of an injured spouse)
  • Punitive Damages
  • Wrongful death Damages

Who May Be Responsible for Your Injuries?

Because of the many ways a bus crash can happen, the question of who is responsible for injuries and other damages depends upon the circumstances of the accident. Early in the case it is important for your lawyer to identify certain parties, such as the owner of the bus, the company that operates it, and the company responsible for making repairs and maintaining the bus in a safe mechanical condition. Finding an attorney who will locate all potential responsible parties is crucial. Some of those your lawyer may identify as parties responsible for your injuries include:

The Bus Company – A bus accident may occur because the bus company sends a defective bus out on the road with faulty brakes, a shaky steering column or overused tires. The company’s actions in hiring unqualified drivers, maintenance people and other personnel, or in negligently training or supervising them may also contribute to the cause of an accident. In addition, the company may be found at fault for a bus crash and passenger injuries caused by its failure to make or enforce adequate safety procedures.

Bus Maintenance Companies – If the bus company contracts an independent company to maintain the vehicles in a safe mechanical condition, that company may be sued independently for negligent maintenance that causes a crash or accident.

Affiliated Cruise Lines and Tour Operators – Owners and drivers of these buses can be held liable for driver negligence in an accident. When a bus trip is part of a package offered by a tour service, the service itself may be liable for damages to passengers when a crash occurs in an affiliated tour bus.

Bus Driver – Accidents are often caused by the driver’s negligent operation of the bus. Drivers may violate traffic controls, fall asleep at the wheel or have their attention diverted by non-driving-related distractions. Bus drivers involved in a crash can be held personally responsible for the injuries sustained by the passengers. As a practical matter, however, the companies employing the bus driver, and their insurance companies, will typically be held financially responsible for bus crashes and resulting injuries.

Drivers of Other Vehicles and their employers – Owners and drivers of other cars, trucks and other vehicles may be held responsible for injuries caused by negligent or reckless driving. A driver’s employer may also be held liable for an accident if the driver was operating the bus while performing work duties.

Manufacturers of the Bus and/or its Parts – A bus manufacturer that sends a defective vehicle from the factory to the marketplace subjects passengers to unreasonable danger and potential harm. As a result, the bus manufacturer can be held responsible for damages when a crash occurs. Likewise, the manufacturers and retailers of defective bus parts that may have caused the bus accident could be liable for the injuries to the passengers.

What Qualifies as a Bus for Purposes of a Bus Accident?

The Federal Motor Vehicle Safety Standards define a bus as any motorized vehicle capable of carrying more than 10 passengers. The category includes school buses, large vans used for public transport, church buses, municipal transit buses, many airport shuttles, tour buses, trolleys, and interstate carriers, such as Greyhound buses. Most of these are considered “common carriers” under the law, and are therefore subject to state and federal licensing requirements and other regulations, but it is state law that will determine if bus companies and others are liable for compensating a passenger for injuries sustained in a crash. There are many Charter and Tour bus companies operating in Texas and just some of the few that have been involved in collisions include:

  • Greyhound Bus Company
  • Gogo Charter Bus
  • Charter Bus Company
  • Echo Transportation
  • Cowtown Charters
  • Tornado Bus Company
  • First Class Tours
  • Star Shuttle & Charter
  • OK Tours
  • San Antonio Charter Bus Company
  • Roadrunner Charters
  • Coach USA
  • Concord Coach Lines
  • First Transit
  • Megabus
  • Thruway Motorcoash
  • Trailways Transportation System
  • Capital Metro
  • Loan Star Coaches
  • Prompt Bus Charters & Tours
  • Central Texas Party Bus
  • El Expreso Bus Company
  • Clark Travel
  • Kerrville Bus Company
  • Continental Bus Lines & Charters
  • Houston Charter Bus Company

Selecting Texas Bus Accident Lawyers

It is important that the lawyer you hire is experienced and capable of navigating the state and federal laws and regulations governing all types of bus service providers, and that your attorney can determine if violation of those laws caused your accident or made your injuries or other damages worse. It is very important for a lawyer handling these cases to ensure that all potential sources of compensation are pursued, whether fault lies with the bus’s manufacturer, the bus company that hired an unqualified mechanic, or the driver of the tractor-trailer that rear-ended the bus.

It is also important for Texas bus accident lawyers to retain investigators and well-respected experts to investigate the causes of your crash. If it appears that your accident may have been caused by a dangerous road condition, your attorney will need to hire expert civil and traffic engineers to pinpoint those road deficiencies. Competent and reliable lawyers will invest the necessary resources and efforts to ensure that your case is resolved for its maximum value. Such attorneys will hire the necessary investigators and experts, visit the location of the bus crash, take images of the scene, conduct tests where necessary, find and interview witnesses and investigate prior complaints or claims that have been made against the responsible parties.

Aaron A. Herbert has extensive experience handling personal injury claims involving buses and recovering substantial settlements and verdicts for his clients injured in bus accidents. You will incur no attorney fees, court cost, or legal expenses unless you recover. Time to file is limited by Texas law, so call today to protect your right to the compensation you deserve. Call 24/7 (210) 435-7968 or toll free to (855) 655-HURT.

Posted by Aaron Herbert at 12:43 pm

What Do I Do When Another Driver Has an Accident in My Car?

Tuesday, July 19, 2022

It’s bad enough to crash your own car and have to take responsibility for the damages, but when someone else has an accident in your vehicle, you can feel trapped. Loaning your vehicle to a friend or family member seemed harmless at the time, but now you have to face the consequences of a collision. Luckily, car insurance follows the vehicle, not the driver. However, someone else crashing your car can lead to your premium going up and having to pay a hefty deductible. Here’s what to do after someone else has an accident in your vehicle.

Call Your Insurance Company

F
The first step after a friend or family member causes an accident in your car is to call your insurance company. The company will tell you who your policy includes. Typically, insurance policies cover people in your household automatically, as well as friends if you give them your permission to drive the car. However, some policies have an excluded list that describes certain people the insurance company will not cover.

Depending on the circumstances of the crash, the driver’s insurance company, and the damage to your vehicle, your company will handle the situation in a variety of ways. If the driver suffered an injury in the crash, his or her own personal injury protection (PIP) policy would cover the costs. Unlike liability coverage, PIP policies cover the driver first and the vehicle second. If the driver does not have this protection under his or her policy, he or she could claim it against your own PIP coverage.

Find Out Who Will Pay for Damages

In a common scenario, where you and the driver both have car insurance, both companies may foot the bill for the accident. Your car insurance would serve as the primary coverage, and the driver’s insurance would be secondary. If the vehicle’s damages exceed the coverage limit on your policy, the driver’s insurance would step in and cover the remaining balance. Your own insurance coverage would pay for all damages if:

  • The driver did not have insurance
  • An excluded driver borrowed your car
  • Someone stole and crashed your vehicle

Remember, if the accident wasn’t the driver’s fault, the other involved driver’s car insurance would cover damages and your personal insurance wouldn’t change. Arm yourself with information in these situations by speaking with your insurance company and finding out what your policy covers. If you don’t have the right type of coverage, you may end up paying for damages out of pocket.

Speak to an Attorney Regarding Liability Issues

When someone else crashes your car, it’s possible for victims in the accident to hold you liable for damages. While this may not seem fair, it does make sense in certain scenarios. A party may hold you responsible for injuries and property damage even if someone else was driving your car. Such a situation might include you knowingly letting an intoxicated person operate your vehicle, letting an unlicensed driver take your car, or if issues relating to the car itself caused the crash.

If, for example, the car’s badly maintained brakes failed while someone else was behind the wheel, the courts may hold you, the vehicle’s owner, responsible for a crash. Liability issues can be complex when a crash involves a vehicle owner and separate driver of the vehicle. Speak with an attorney if you believe you might end up in court regarding a car accident lawyer – whether you’re the driver or someone else was.

Prevent Similar Accidents in the Future

Dealing with car insurance companies and liability problems resulting from an excluded driver crashing your car can be a major headache. If there’s even a small possibility of a friend or family member driving your vehicle, include him or her on your insurance policy.

Posted by Aaron Herbert at 1:36 pm

How Long Does an Insurance Company Have to Settle a Claim?

Sunday, July 10, 2022

In the aftermath of a car accident in San Antonio, you could be dealing with many expenses. You may have serious injuries that require thousands of dollars in medical care, as well as the costs of repairing damaged property and making up lost wages. If you are curious as to when you might receive a settlement check from an insurance company, look at the average timeline of a claim in Texas.

1-2 Days: You File a Claim

After an accident, you should initiate the insurance process right away. Some insurance companies have deadlines to file, such as 72 hours after the accident, while others simply request that claimants file as soon as possible. Aim to file your initial claim within one to two days after the accident. Then, focus on getting medical care and following your doctor’s treatment plan while you wait for a response.

15 Days: The Insurance Company Responds

Insurance Company ClaimAn insurance company will have no longer than 15 days from the date of receiving notice of a claim to acknowledge its receipt in writing and commence an investigation, according to Texas Insurance Code Section 542.055. at that time, the insurance company will also be required to request all statements, records and forms it believes it will need from the claimant.

15 to 45 Days: Insurance Investigation and Decision

The insurance company’s investigation of your accident and the losses you are claiming is typically the longest part of the insurance process. Under Texas Insurance Code Section 542.056, an insurance company has no more than 15 days after it has received all items and statements required to notify the claimant in writing of claim acceptance or rejection. If your claim involves possible arson, the insurance company has 30 days to make its decision.

If the insurance company has a valid reason why it cannot accept or reject a claim by the deadline, it must notify the claimant that it needs additional time and explain the reason. In this scenario, the insurance company will have no more than 45 days from the date it notifies the claimant to accept or reject the claim.

5 Days: The Insurer Releases a Check

If the insurance company accepts your claim, it must release payment of the claim within five business days of notifying you of the acceptance and receiving your signature on the liability release form. Upon the release of the check, expect your payment by mail within no more than two weeks.

Note: Timelines Vary

All in all, the insurance process can take anywhere from one to three months or longer to complete in Texas. If your claim does not encounter any complications, expect your settlement check within about one month of filing a claim. If, however, your case involves liability disputes, catastrophic injuries or injuries with lengthy recovery times, expect it to take longer.

Although it is not common, you may need to take your personal injury case all the way to court for a fair result in San Antonio. This might be the case if the insurance company in charge of your claim is denying liability or refusing to offer a satisfactory settlement.

If you need to file a personal injury lawsuit, the legal process could take significantly longer than an insurance settlement. A lawsuit can take one year or longer to resolve in Texas. Your exact timeline will depend on several factors, including how soon you can get a court date in your jurisdiction and whether you and the defendant settle the case before it goes to trial.

For more information about the insurance process in Texas, including how long your settlement might take, consult with a personal injury attorney. Hiring an attorney may enable you to speed up the settlement process, as your lawyer will know how to communicate and negotiate with an insurance claims adjuster. A lawyer can also represent you during an injury trial in San Antonio, if necessary.

Posted by Aaron Herbert at 12:30 pm